Debt Consolidation

Debt Consolidation can pay off your debts, save you money on interest rates and late fees, and stop creditor harassing phone calls, and work to get out of debt, all at the same time, without declaring bankruptcy! Right now, we're offering a no obligation, FREE debt consolidation analysis.

Debt Consolidation will restructure your debts, lower your monthly payments and save you thousands of dollars in interest rates on your current unsecured debts. We are called Consumer Credit Counseling because we work for you - the consumer. We will reduce or eliminate late fees and over-the-credit limit fees.

Consumer Credit Counseling

Debt problems can happen to anyone - Whether it is from bad credit loans, unemployment, divorce, or 21% interest credit cards; Our nationwide debt consolidation program can save you time money while giving you peace of mind. Our professional counselors will design a debt consolidation program that makes sense for you. If you want to become debt free without the bad mark of bankruptcy we are the only choice. 

Often, someone who considers bankruptcy is unaware of the nuances of bankruptcy or certain creditors' rights in bankruptcy. You should be familiar with some of the applicable provisions as you prepare for filing. What follows is not, by any means, an exhaustive review of bankruptcy law; nor does it fully explain each provision of the bankruptcy code or rules which might apply because each individual's situation is unique and sometimes unanticipated events occur; Chapter 7 case and conclude with a discussion of various Chapter 7 pitfalls.